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TIP! When it comes to credit cards, be sure that you are weary of any sort of free offers. This is important, because a lot of times, the freebies that you are offered can be thought of as traps that may lure you in and end up costing you a lot of money in the future.
TIP! If you are having a problem getting a credit card, consider a secured account. A secured credit card will require you to open a savings account before a card is issued.
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